Washington Savings Bank in Effingham Illinois Locations & Hours – 200 South Banker Street

Which is the Washington Savings Bank branch in Effingham Illinois?

The Washington Savings Bank branch in Effingham is located at 200 South Banker Street Effingham, Illinois.

Washington Savings Bank Branch Location in 200 South Banker Street Effingham, Illinois

Washington Savings Bank was established in Jan 1, 1883 and headquartered in 200 South Banker Street Effingham, Illinois 62401. Washington Savings Bank became a member of FDIC insured in Feb 17, 1958.

200 South Banker Street Effingham, Illinois is one of Washington Savings Bank branch offices located in Effingham Illinois. Washington Savings Bank Effingham Branch has been providing services to customers from the time Establishment of branch. You can contact the Washington Savings Bank Effingham Branch via customer service number (217) 347-7173.

Washington Savings Bank Effingham Branch also provide regular banking services. For drive-up hours, lobby hours , and online banking services you can visit Washington Savings Bank official website www.washingtonsavings.net.

Washington Savings Bank Hours in 200 South Banker Street Effingham, Illinois

Monday 9:00 AM – 5:00 PM
Tuesday 9:00 AM – 5:00 PM
Wednesday 9:00 AM – 5:00 PM
Thursday 9:00 AM – 5:00 PM
Friday 9:00 AM – 5:00 PM
Saturday Closed
Sunday Closed
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Washington Savings Bank Address Map in 200 South Banker Street Effingham, Illinois


Washington Savings Bank Address Map in 200 South Banker Street Effingham, Illinois

Washington Savings Bank in 200 South Banker Street Effingham, Illinois (FAQs)

What is Washington Savings Bank Phone Number in 200 South Banker Street Effingham, Illinois?

The number for Washington Savings Bank is (217) 347-7173.

What is Washington Savings Bank Online Banking Website?

The official website of Washington Savings Bank is www.washingtonsavings.net.

What is the Post Code of Washington Savings Bank in 200 South Banker Street Effingham, Illinois?

62401

What Time Does Washington Savings Bank Open and Close in Effingham Branch – 200 South Banker Street

Monday (9:00 AM – 5:00 PM)
Tuesday (9:00 AM – 5:00 PM)
Wednesday (9:00 AM – 5:00 PM)
Thursday (9:00 AM – 5:00 PM)
Friday (9:00 AM – 5:00 PM)
Saturday (Closed)
Sunday (Closed)

How to Transfer Money from Washington Savings Bank to Another in Effingham Branch – 200 South Banker Street

There are many reasons why you may need to transfer money from Washington Savings Bank within Effingham in another. Maybe you’re moving to a new city and need to close your current Washington Savings Bank account and create an entirely new one. Maybe you’re consolidating accounts to cut down on the cost of costs. Whatever the reason, it’s very simple to accomplish.

Here’s how you can transfer money from bank to another:

1. Log into your online Washington Savings Bank banking account.

2. Find the section for transferring funds and making payment. This might be called something different depending on the bank you use however it is accessible from the main menu menu of your banking online portal.

3. Enter the routing number of your other bank. It is the nine-digit code that is used to identify the bank. This can be found on the website of the other bank or on your checkbook.

4. Enter the account number to which you wish to transfer money to. This can also be located on the bank’s site or on your checkbook.

5. Enter the amount of money you wish to transfer.

6. Review the information to make sure that it is accurate, then click submit or confirm.

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The process differs slightly in the case of transferring funds between accounts in the same bank. In this case there is no need to enter a routing number because the funds will remain in the same bank.

The entire process will take a few minutes after which the funds are usually accessible in the second account within one business day.

How to Open a Washington Savings Bank Account in Effingham Branch – 200 South Banker Street

There are some important things to consider before you open the Washington Savings Bank account. This informative guide will guide you through the procedure to help you choose the right account to meet your needs and be sure to avoid making any errors.

First, you need to determine what kind of account you want. The most common kinds are the savings account, checking accounts, and money market accounts. Each type has its own set of benefits and drawbacks, and it is important to know the distinction before making a decision.

Savings accounts can be a useful way to keep your cash even if you don’t require immediate access to it. They usually offer greater rate of interest than bank accounts however there may be restrictions on how often you can access your money.

Checking accounts are ideal if you need frequent access to your money. The majority of checking accounts include the option of a debit card which you can use to make purchases or withdraw funds. However, there may be fees for certain transactions, for instance, using an outside-of-network ATM.

Accounts in the money market offer better interest rates than savings or checking accounts, however they also have stricter withdrawal limits. If you require access to your money frequently, a money market account might not be the right choice for you.

Once you’ve settled on the type of account you are looking for, you must shop around for the best price. There are a number of things to take into consideration including the interest rate, fees and the minimum balance requirement. It’s important to compare the offers of several Washington Savings Bank accounts before making a decision.

If you’ve found the perfect account, you’re ready to sign in. The process is fairly simple and is usually completed online in a matter of minutes. You’ll have to provide details about yourself, like your name, address and Social Security number. It is also possible that you will be required to deposit funds into the account in order to open it.

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Once your account is open You can begin using it straight away. Just be sure to be aware of your balance and make sure you don’t overdraw your account. If you have to borrow money, most Washington Savings Bank offer options like lines of credit or overdraft protection.

Setting up a Washington Savings Bank accounts is a simple process that can help you save time and money in the long run. Through research and comparing accounts to find the account that best suits your requirements and assists you to achieve the financial targets you have set.

How Old Do You Have to Have a Washington Savings Bank Account

You can create an Washington Savings Bank account once you have a Social Security number. There is no minimum age requirement but most banks insist that you are at minimum 18 years old in order to create an account on your own. Certain banks might allow you to create a joint bank account with an adult or parent when you are under 18.

How to Close a Washington Savings Bank Account in Effingham Branch – 200 South Banker Street

It might appear like a daunting job however, closing a bank account is actually very easy. First, contact your bank and request that they close your account. They’ll likely require you to go to their branch and complete some forms. Make sure you have identification with you along with any outstanding debit or checks connected to the account. When the paperwork is done, your bank will close the account and mail you a confirmation note.

If you are owed any balances on your account, make sure you pay them off before you request that the account be closed. If you don’t, you’ll be subject to penalty or fees. After the account has been shut down, you will no longer have access to it, therefore make sure all your transactions are done prior to closing the door on your old bank account.

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