Which is the U.S. Bank branch in Des Moines Iowa?
Its U.S. Bank branch in Des Moines is located at 4045 Merle Hay Road Des Moines, Iowa.
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U.S. Bank Branch Location in 4045 Merle Hay Road Des Moines, Iowa
U.S. Bank was established in Jul 13, 1863 and headquartered in 425 Walnut Street Cincinnati, Ohio 45202. U.S. Bank became a member of the FDIC insurance in Jan 1, 1934.
4045 Merle Hay Road Des Moines, Iowa is one of U.S. Bank branch offices in Des Moines Iowa. U.S. Bank Des Moines Branch has been providing services to customers from the time Oct 16, 1991. Contact this U.S. Bank Des Moines Branch via customer service number (515) 248-7730.
U.S. Bank Des Moines Branch also provide regular banking service. For information on drive-up hours as well as lobby hours and online banking services go to U.S. Bank official website www.usbank.com.
U.S. Bank Hours in 4045 Merle Hay Road Des Moines, Iowa
| Monday | 9:00 AM – 5:00 PM |
| Tuesday | 9:00 AM – 5:00 PM |
| Wednesday | 9:00 AM – 5:00 PM |
| Thursday | 9:00 AM – 5:00 PM |
| Friday | 9:00 AM – 5:00 PM |
| Saturday | 9:00 AM – 12:00 PM |
| Sunday | Closed |
U.S. Bank Address Map in 4045 Merle Hay Road Des Moines, Iowa
U.S. Bank Address Map in 4045 Merle Hay Road Des Moines, Iowa
U.S. Bank in 4045 Merle Hay Road Des Moines, Iowa (FAQs)
What is U.S. Bank Phone Number in 4045 Merle Hay Road Des Moines, Iowa?
The phone number of U.S. Bank is (515) 248-7730.
What is U.S. Bank Online Banking Website?
This is the official site of U.S. Bank is www.usbank.com.
What is the Post Code of U.S. Bank in 4045 Merle Hay Road Des Moines, Iowa?
50310
What Time Does U.S. Bank Open and Close in Des Moines Branch – 4045 Merle Hay Road
Monday (9:00 AM – 5:00 PM)
Tuesday (9:00 AM – 5:00 PM)
Wednesday (9:00 AM – 5:00 PM)
Thursday (9:00 AM – 5:00 PM)
Friday (9:00 AM – 5:00 PM)
Saturday (9:00 AM – 12:00 PM)
Sunday (Closed)
How to Transfer Money from U.S. Bank to Another in Des Moines Branch – 4045 Merle Hay Road
There are many reasons why you could have to transfer funds from U.S. Bank within Des Moines in another. Maybe you’re moving to the city of your choice and you need to close your old U.S. Bank account and open another one. Perhaps you’re consolidating your accounts to cut down on the cost of costs. No matter what the case, this is quite easy to do.
Here’s how you can transfer money from one bank to the other:
1. Log into your online U.S. Bank bank account.
2. Find the section for transferring funds as well as making payments. This could be called different depending on the bank you use However, it will be accessible from the main menu on the online banking portal.
3. Input the routing code of the second bank. This is the nine digit code that identifies the bank. You can find this on the other bank’s website or on your checkbook.
4. Enter the account number you wish to transfer money to. It can be found on the bank’s website or in your checking account.
5. Enter the amount of money you’d like to transfer.
6. Review the information to make sure it is correct, then hit submit or confirm.
It’s a little different when you’re moving money between accounts in one bank. In that scenario there is no need to input a routing number since the funds are staying within the same institution.
The entire process will take a few minutes and , once completed, the money will be available in the other account within a single business day.
How to Open a U.S. Bank Account in Des Moines Branch – 4045 Merle Hay Road
There are a few points you should know before you open the U.S. Bank account. This guide will take you through the steps to help you select the best account for your needs , and avoid any mistakes.
The first step is to decide what type of account you’d like. The most popular types are saving accounts, check accounts, as well as money market account. Each type has their own advantages and disadvantages, therefore it is important to know the distinction before making a final decision.
Savings accounts are a great place to store your money even if you don’t require immediate accessibility to your money. They typically have higher yields than check accounts however, there may be restrictions on how often you can access your money.
Checking accounts are a great option for those who require frequent access to your cash. A majority of checking accounts have the option of a debit card which you can use to make purchases or withdraw funds. However, there may be charges associated with certain transactions, such as using an out-of-network ATM.
Money market accounts offer higher interest rates than savings or checking accounts, however they also have tighter withdrawal restrictions. If you have to access your funds frequently the money market account might not be the best choice.
Once you’ve settled on the type of account that you want, it’s time to shop around for the best price. There are many factors to consider like interest rates, fees and the minimum balance requirement. It’s important to compare rates from a variety of U.S. Bank accounts prior to making a decision.
Once you’ve located the correct account, it’s time to make it open. The procedure is quite simple and can be completed online in only a few minutes. You’ll be required to supply personal information, such as your address, name, and Social Security number. You may also be required to pay a deposit into the account in order to open it.
Once your account is open You can begin using it immediately. Be sure to be aware of your balance and make sure you don’t overdraw your account. If you need to borrow money, most U.S. Bank provide options such as lines of credit or overdraft security.
The process of opening an U.S. Bank accounts is a quick process that can help you save time and cash in the end. Through research and comparing accounts, you can find an account that is suitable for your requirements and assists you to reach the financial targets you have set.
How Old Do You Have to Have a U.S. Bank Account
There is no set age limit for having a U.S. Bank account. Certain credit unions or banks may require that you be 18 years old. However, others may allow the opening of accounts at any age , with the help of a parent or guardian who is co-signer.
If you’re under the age of 18 and are looking to open an account with U.S. Bank account, bring along a parent or guardian so they can become a joint owner of the account. This will give them the power to keep track of your account activity and help you manage your finances responsibly. Once you reach the age of 18, you’ll be able to take complete control of your account and take all the decisions yourself.
The best time to start contemplating opening an U.S. Bank account is when you begin earning income through a part-time work, allowance, or another source. This gives you a chance to start saving and learning how to manage your money before you need to use it for more difficult financial transactions like taking out a loan or using credit cards.
How to Close a U.S. Bank Account in Des Moines Branch – 4045 Merle Hay Road
It may appear like a daunting job, but closing an account with a bank is very simple. First, contact your bank to request they close your account. They will likely require you to go to their branch and complete a form. Make sure you have proof of identity, as well as any outstanding debit or checks associated with the account. After the paperwork is completed your bank will shut the account and will send you a confirmation note.
If you are owed any balances on the account, make sure you pay them off prior to requesting to close the account. If you don’t, you’ll be subject to fees or penalties. After the account has been shut down, you will not be able to access it, therefore ensure that all your transactions are done prior to closing the door to your old bank account.