Spencer Savings Bank, Sla in Cranford New Jersey Locations & Hours – 213 South Avenue

Where is the Spencer Savings Bank, Sla branch in Cranford New Jersey?

Its Spencer Savings Bank, Sla branch in Cranford is located at 213 South Avenue Cranford, New Jersey.

Spencer Savings Bank, Sla Branch Location in 213 South Avenue Cranford, New Jersey

Spencer Savings Bank, Sla was established in Sep 19, 1939 and headquartered in River Drive Center 3 – 611 River Drive Elmwood Park, New Jersey 07407. Spencer Savings Bank, Sla became a member of the FDIC insurance at Sep 19, 1939.

213 South Avenue Cranford, New Jersey is one of Spencer Savings Bank, Sla branch offices in Cranford New Jersey. Spencer Savings Bank, Sla Cranford Branch has provided service to the customers listed since Feb 24, 2003. Contact this Spencer Savings Bank, Sla Cranford Branch by calling the customer service number (908) 653-1720.

Spencer Savings Bank, Sla Cranford Branch offers regular banking services. For hours of drive-up as well as lobby hours and online banking services, please visit Spencer Savings Bank, Sla official website www.spencersavings.com.

Spencer Savings Bank, Sla Hours in 213 South Avenue Cranford, New Jersey

Monday 8:00 AM – 5:00 PM
Tuesday 8:00 AM – 5:00 PM
Wednesday 8:00 AM – 5:00 PM
Thursday 8:00 AM – 5:00 PM
Friday 8:00 AM – 6:30 PM
Saturday 8:30 AM – 1:00 PM
Sunday Closed

Spencer Savings Bank, Sla Address Map in 213 South Avenue Cranford, New Jersey


Spencer Savings Bank, Sla Address Map in 213 South Avenue Cranford, New Jersey

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Spencer Savings Bank, Sla in 213 South Avenue Cranford, New Jersey (FAQs)

What is Spencer Savings Bank, Sla Phone Number in 213 South Avenue Cranford, New Jersey?

The phone number of Spencer Savings Bank, Sla is (908) 653-1720.

What is Spencer Savings Bank, Sla Online Banking Website?

The official website of Spencer Savings Bank, Sla is www.spencersavings.com.

What is the Post Code of Spencer Savings Bank, Sla in 213 South Avenue Cranford, New Jersey?

07016

What Time Does Spencer Savings Bank, Sla Open and Close in Cranford Branch – 213 South Avenue

Monday (8:00 AM – 5:00 PM)
Tuesday (8:00 AM – 5:00 PM)
Wednesday (8:00 AM – 5:00 PM)
Thursday (8:00 AM – 5:00 PM)
Friday (8:00 AM – 6:30 PM)
Saturday (8:30 AM – 1:00 PM)
Sunday (Closed)

How to Transfer Money from Spencer Savings Bank, Sla to Another in Cranford Branch – 213 South Avenue

There are many reasons you could require transferring money from Spencer Savings Bank, Sla within Cranford to another. Perhaps you’re moving to an entirely new location and require to close your current Spencer Savings Bank, Sla account and create another one. Or maybe you’re consolidating your accounts to reduce costs. It doesn’t matter, the process is actually quite easy to do.

Here’s how you can transfer money from one bank to the other:

1. Log into your online Spencer Savings Bank, Sla account on your bank.

2. Locate the section to transfer money as well as making payments. This could be called different depending on the bank you use however it is found in the main menu on your online banking portal.

3. Enter the routing number of the other bank. It is the nine-digit code that identifies the bank. It is available on the other bank’s website or on your account statement.

4. Enter the account number you would like to transfer the funds to. This can also be found on the bank’s site or in your checking account.

5. Enter the amount you’d like to transfer.

6. Examine the information to make sure it is correct, and then hit submit or confirm.

The procedure is slightly different if you’re transferring money between accounts at the exact same institution. In this case, you usually don’t need to input a routing number because the funds will remain in the same bank.

The entire process will take a few minutes and once it’s done, the money will be accessible in the second account in just one day.

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How to Open a Spencer Savings Bank, Sla Account in Cranford Branch – 213 South Avenue

There are a few things you need to know before you open the Spencer Savings Bank, Sla account. This informative guide will guide you through the procedure so that you can choose the most appropriate account for your needs , and avoid any mistakes.

In the beginning, you must determine what kind of account you’d like. The most common types include saving accounts, check accounts as well as money market account. Each has their own advantages and drawbacks, and it’s crucial to comprehend the differences before making a decision.

Savings accounts are a great way to keep your cash when you don’t need instant access to it. They usually offer higher rate of interest than bank accounts but there are some restrictions regarding the number of times you are able to withdraw funds.

Checking accounts are great if you need frequent access to your funds. Most checking accounts come with an ATM card that you can use to make purchases or withdrawals. However, there could be charges associated with certain transactions, such as making use of an out-of-network ATM.

Accounts in the money market offer better interest rates than savings or checking accounts, but they also have stricter withdrawal restrictions. If you need to access your funds frequently then a money market account might not be the best choice.

Once you’ve settled on the type of account you want, it’s time to look around for the most attractive price. There are many things to take into consideration like fees, interest rates, and minimum balance requirements. It’s important to compare offers from multiple Spencer Savings Bank, Sla accounts prior to making a decision.

If you’ve found the perfect account, it’s time to make it open. The procedure is quite simple and can usually be done online in only a few minutes. You’ll have to provide specific information about yourself, including your address, name, and Social Security number. It could also be necessary to deposit money into the account in order to open it.

When your account is opened and you are able to use it right away. Be sure to keep an eye on your balance, and be careful not to overdraw your account. If you have to borrow money, most Spencer Savings Bank, Sla provide options such as lines of credit or overdraft protection.

Opening a Spencer Savings Bank, Sla accounts is a simple procedure that could save you time and cash in the end. By doing your research and shopping around, you can find an account that is suitable for your needs and helps you achieve the financial targets you have set.

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How Old Do You Have to Have a Spencer Savings Bank, Sla Account

There isn’t a set minimum age to open an Spencer Savings Bank, Sla account. Certain credit unions and banks might require you to be 18 years old. However, others may allow the opening of accounts at any age with an adult or parent as co-signer.

If you’re under the age of 18 and would like to create an account with Spencer Savings Bank, Sla account, bring along your parent or guardian so they can be a joint owner of the account. This will allow them to have the ability to monitor your account’s activity and assist you manage your finances responsibly. When you turn the age of 18, you’ll be able to assume full control of the account and make all the decisions for yourself.

The ideal time to start thinking about opening an Spencer Savings Bank, Sla account is the moment you begin earning income from a part-time job allowances, or any other sources. This will give you the opportunity to start building up savings and learn how to manage your money before you are required to use it for more difficult financial tasks like taking out a loan or using credit cards.

How to Close a Spencer Savings Bank, Sla Account in Cranford Branch – 213 South Avenue

It might seem like a daunting task, but closing a Spencer Savings Bank, Sla account can be easy. Here are the steps you should follow:

1. Gather your documents. You’ll require the current Spencer Savings Bank, Sla statement, as well as an unpaid check from the account you wish to close.

2. Contact your bank. Customer service will be able to help you close your account over the phone.

3. Follow their guidelines. The representative will likely require your account number, as well as other identifying information. They might also ask why you are closing the account.

4. You can cancel any automatic payments. If you have any automated payments associated with this account, make sure to remove them prior to closing the account.

5. You can withdraw your money. After the account has been closed, you’ll need to withdraw any funds that remain.

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