Crossroads Bank in Effingham Illinois Locations & Hours – 806 North Keller Drive

Which is the Crossroads Bank branch in Effingham Illinois?

The Crossroads Bank branch in Effingham is located at 806 North Keller Drive Effingham, Illinois.

Crossroads Bank Branch Location in 806 North Keller Drive Effingham, Illinois

Crossroads Bank was established in Mar 12, 1974 and headquartered in 2000 South Banker Street Effingham, Illinois 62401. Crossroads Bank became a member of FDIC insured in Mar 12, 1974.

806 North Keller Drive Effingham, Illinois is one of Crossroads Bank branch offices in Effingham Illinois. Crossroads Bank Effingham Branch has been providing services to these customers since Nov 24, 1987. Contact the Crossroads Bank Effingham Branch by calling the customer service number (217) 342-4422.

Crossroads Bank Effingham Branch offers regular banking service. For drive-up hours as well as lobby hours and online banking you can visit Crossroads Bank official website www.crossroadsbank.com.

Crossroads Bank Hours in 806 North Keller Drive Effingham, Illinois

Monday 8:30 AM – 4:00 PM
Tuesday 8:30 AM – 4:00 PM
Wednesday 8:30 AM – 4:00 PM
Thursday 8:30 AM – 4:00 PM
Friday 8:30 AM – 5:00 PM
Saturday 8:30 AM – 12:00 PM
Sunday Closed

Crossroads Bank Address Map in 806 North Keller Drive Effingham, Illinois


Crossroads Bank Address Map in 806 North Keller Drive Effingham, Illinois

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Crossroads Bank in 806 North Keller Drive Effingham, Illinois (FAQs)

What is Crossroads Bank Phone Number in 806 North Keller Drive Effingham, Illinois?

The phone number of Crossroads Bank is (217) 342-4422.

What is Crossroads Bank Online Banking Website?

The official website of Crossroads Bank is www.crossroadsbank.com.

What is the Post Code of Crossroads Bank in 806 North Keller Drive Effingham, Illinois?

62401

What Time Does Crossroads Bank Open and Close in Effingham Branch – 806 North Keller Drive

Monday (8:30 AM – 4:00 PM)
Tuesday (8:30 AM – 4:00 PM)
Wednesday (8:30 AM – 4:00 PM)
Thursday (8:30 AM – 4:00 PM)
Friday (8:30 AM – 5:00 PM)
Saturday (8:30 AM – 12:00 PM)
Sunday (Closed)

How to Transfer Money from Crossroads Bank to Another in Effingham Branch – 806 North Keller Drive

There are several methods to transfer money from Crossroads Bank in Effingham Branch to another. You can do it through online banking, via the telephone, or in person.

If you have an online banking account setup for both banks, the process of transferring money is generally simple as simply logging into and choosing the amount of money you want to transfer and specifying where you want the money to be sent. The process can take a few days, but it’s usually pretty easy.

For those who don’t use access to online banking, or just prefer to do things by phone, give your bank a call and they’ll assist you in transferring the money. It’s likely that you’ll need certain information, such as the routing code of your bank you’re using, but the representative will be able to guide you through the process.

If you are at the bank of another person, you can often simply tell the teller you want to transfer money from your account at Crossroads Bank to your account at the second bank. They might require some details from you, but once they have it, they should be able to help you with the transfer.

There are different ways that you can transfer money to Crossroads Bank to another. Online banking is typically the most convenient option, however even if you don’t have an online banking in place or you prefer doing things over the telephone or in person, those are also options. Just be sure to have all the necessary information handy before you get started.

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How to Open a Crossroads Bank Account in Effingham Branch – 806 North Keller Drive

There are some important things to consider before you open a Crossroads Bank account. This informative guide will guide you through the procedure to help you choose the most appropriate account for your needs , and avoid any mistakes.

First, you need to determine what kind of account you’d like. The most common kinds are saving accounts, check accounts, and money market accounts. Each comes with their own advantages and drawbacks, and it’s important to understand the distinction prior to making a choice.

Savings accounts are a great option to save your money even if you don’t require immediate accessibility to your money. They usually offer higher interest rates than checking accounts, however there could be limitations on the frequency at which you are able to withdraw funds.

Checking accounts are a great option for those who require frequent access to your funds. A majority of checking accounts have a debit card that can be used to make purchases or withdraw. However, there may be fees associated with certain transactions, like making use of an out-of-network ATM.

Money market accounts offer higher rates of interest than savings or checking accounts, but they also have more strict withdrawal restrictions. If you need to access your funds frequently then a money market account may not be the best choice.

Once you’ve settled on the kind of account you want, it’s time to shop around for the best deal. There are a number of factors to consider like the interest rate, fees, and the minimum balance requirement. It is important to evaluate offers from multiple Crossroads Bank account before making a decision.

When you’ve found the right account, it’s time to sign in. The procedure is quite simple and is usually completed online in a matter of minutes. You’ll have to provide specific information about yourself, including your address, name, along with your Social Security number. It could also be necessary to pay a deposit into the account to create it.

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After your account has been opened You can begin using it right away. Just be sure to keep an eye on your balance, and be careful not to overdraw your account. If you need to borrow money, most Crossroads Bank offer alternatives such as lines of credit or overdraft protection.

Setting up an Crossroads Bank accounts is a straightforward procedure that will help you save time and money over the long term. If you do your homework and shopping around, you can find an account that meets your requirements and assists you to meet those financial objectives.

How Old Do You Have to Have a Crossroads Bank Account

You can create an Crossroads Bank account as soon as you have the Social Security number. There is no minimum age requirement however, most banks will require that you be at 18 to create an account on your own. Some banks may permit you to open a joint account with an adult or parent when you are under 18.

How to Close a Crossroads Bank Account in Effingham Branch – 806 North Keller Drive

It could seem like a daunting process, but closing the Crossroads Bank account is actually quite simple. The steps to follow must follow:

1. Take the documents you need. You’ll need the current Crossroads Bank statement and a voided check from the account you wish to close.

2. Call your bank. Customer service will be able to help you close your account by phone.

3. Follow their guidelines. The representative is likely to ask you for your account number, as well as other identifiable information. They may also ask why you’re closing the account.

4. You can cancel any automatic payments. If you’ve got any automatic payments set up with this account, be sure to remove them prior to closing the account.

5. Make sure you withdraw your funds. When the account is closed, you’ll need to withdraw any remaining funds.

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